Referral Program Terms & Conditions

Effective date: July 22, 2026 · Version 1.0

These are the official rules of the United Developers, LLC d/b/a UD Roofing ("United Developers," "UD," "we," "us") $250 Referral Program. By submitting a referral to us — on our website, by phone, by text, by email, or in person — you agree to these rules. They are in addition to our Terms of Service and Privacy Policy.

1. Who can participate

• Anyone may refer someone — you do not have to be a past United Developers customer. Past and current customers, neighbors, friends, and family are all welcome.
• You must be 18 years of age or older.
• The property being referred must be in our service area: Maryland or Virginia only. We do not pay referral fees on work outside Maryland and Virginia.
• The referral must be for residential roofing or exterior work that United Developers actually performs.
• You must give us a real name, a real phone number, and a way to pay you.

2. How you get paid — the completed-project rule

"Completed and paid in full" means United Developers has finished the contracted work and has received final payment on that contract. On projects paid from insurance proceeds, that includes the homeowner's deductible and any remaining balance actually being paid to us.

Two more conditions that have to be met:

• The referral must reach us before we first inspect that roof. Once an inspection has been performed or the homeowner is already booked with us, we cannot add a referrer's name to the job.
• We have to be able to verify it. The referred homeowner must be able to confirm that you referred them if we ask.

3. Amount, when it's paid, and how

• Amount: $250 per completed referral, paid to the referrer.
• Timing: within 30 days of the referred project being completed and paid in full — not 30 days from the referral, and not 30 days from contract signing.
• Method: by check made payable to the referrer, or by another payment method United Developers designates in writing. We do not pay in advance, and we do not pay in materials, labor, or credits toward your own future work unless we agree to that in writing.
• No cap on the number of referrals. There is no limit on how many people you may refer or how many $250 payments you may earn in a year. See Section 7 on taxes.
• Referral payments are not transferable and may not be assigned to another person without our written consent.

This program pays the referrer only. The homeowner you refer does not receive a credit, discount, rebate, or price reduction under this program. Their price is their price.

4. The person you refer must be new to United Developers

• The referred homeowner must be a new customer or new prospect — not someone already in our pipeline, not an existing customer with an open or recent project, and not someone who already contacted us, was already quoted by us, or already came to us through an ad, a canvasser, a lead vendor, or another referrer.
• Duplicates: the first referrer wins. If two people refer the same homeowner, the referral we received first — by the timestamp in our records — is the one that gets paid. Only one $250 referral payment is made per completed project, no matter how many people submitted that name.
• Our records of when a name, address, or phone number first entered our system are the final word on whether someone was already a lead and on who referred them first.

5. You must have their permission before you send us their number

We contact referred homeowners by a manually dialed phone call. We do not use an autodialer, a prerecorded or artificial voice, or automated text messages to a referred homeowner unless that homeowner gives us their own consent first. If a referred homeowner tells us they never agreed to be contacted, we will stop contacting them, and the referral is void.

6. What voids a referral

No payment is earned, and we may reverse or withhold a payment, if any of the following applies:

• Self-referral — referring yourself, your own property, another property you own or control, or a member of your own household.
• UD personnel — the referrer is a United Developers employee, owner, officer, sales representative, canvasser, subcontractor, crew member, or paid marketing vendor, or a member of their household. These people are compensated under their own agreements, not this program.
• Fabricated, scraped, or purchased leads — made-up names, list data, or contact information you did not get directly from the homeowner.
• No consent — referring someone who never agreed to be contacted (Section 5).
• Already ours — the referred homeowner was already a UD lead, customer, or booked inspection (Section 4).
• Late — the referral came in after our first inspection of that roof.
• Not completed — the project is cancelled, rescinded, abandoned, or never finished, or the contract is not paid in full.
• Misrepresentation — the referrer made promises to the homeowner about price, scope, warranty, insurance coverage, or claim approval on UD's behalf (Section 10).
• Anything unlawful — including any arrangement that would involve paying, waiving, rebating, or absorbing a homeowner's insurance deductible (Section 8).

United Developers decides eligibility in good faith based on its own records. If we determine a referral does not qualify, we will tell you why.

7. Taxes — the $250 is income

Referral payments are taxable income to the person who receives them. They are not a discount, a rebate, or a gift.

• Before we issue a referral payment, United Developers may require you to complete IRS Form W-9 (name, address, and taxpayer identification number). We may hold payment until we receive it. If you do not provide a valid taxpayer identification number, federal law may require us to apply 24% backup withholding to your payment.
• We may issue you an IRS Form 1099-NEC if your total referral payments from us in a calendar year meet or exceed the federal reporting threshold. For payments made on or after January 1, 2026, that threshold is $2,000 (raised from $600 by the One Big Beautiful Bill Act of 2025, and indexed for inflation beginning in 2027).
• You are responsible for reporting your referral income and paying any tax on it even if the total is under the threshold and we do not send you a 1099.
• Because there is no cap on referrals, a heavy referrer can cross the reporting threshold in a single storm season. Plan for it.
• United Developers does not give tax advice. Talk to your own tax preparer.

8. Insurance claims and deductibles

• Your $250 referral payment is a thank-you for a completed referral on someone else's project. It is never applied to, credited against, offset by, or used to reduce any insurance deductible — not yours and not the referred homeowner's.
• If your own project with United Developers was or is an insurance claim, your referral payment is a separate transaction tied to a different homeowner's completed project. It is not a rebate, credit, price adjustment, or deductible offset on your claim or your contract.
• We will not participate in — and this program does not authorize — any arrangement in which a referral payment is used, directly or indirectly, to cover part of anyone's deductible. Maryland law makes it a fraudulent insurance act for a home repair or remodeling contractor to pay or otherwise compensate an insured for any part of the insured's deductible where the work will be paid from policy proceeds (Md. Code, Insurance § 27-407.2). We follow that rule in both Maryland and Virginia.
• Nothing in this program is a promise that any insurance claim will be filed, approved, or paid at any particular amount. Coverage decisions are made by the insurer, not by United Developers.

9. Reviews are never part of the deal

Your $250 is never conditioned on leaving a review, and never conditioned on what a review says. We may separately ask you or the homeowner you referred for an honest review of your experience. That request has nothing to do with this program: you get paid whether you leave a review or not, whether it is positive or negative, and whether you take it down later. We do not offer, and will not offer, compensation in exchange for a review expressing any particular opinion, consistent with the Federal Trade Commission's Rule on the Use of Consumer Reviews and Testimonials (16 C.F.R. Part 465).

10. What this program is not

• Participating does not make you an employee, agent, partner, salesperson, or representative of United Developers, and you may not describe yourself as one.
• You may not negotiate, quote prices, present or sign contracts, promise a scope of work or a warranty, or make any statement about insurance coverage on our behalf. In Maryland, only a licensed contractor or a licensed home improvement salesperson may sell a home improvement — which the law defines as negotiating or offering to negotiate a home improvement contract with an owner, or seeking to get a home improvement contract from an owner (Md. Code, Business Regulation §§ 8-101 and 8-301). Handing us a neighbor's name is not that, and it must stay that way. All selling is done by United Developers.
• United Developers does not offer, and this program does not include, any "model home," "showcase home," or "advertising job" arrangement in which a homeowner's price is reduced or a commission is paid based on sales in their neighborhood. That kind of offer is prohibited in Maryland (COMAR 09.08.01.10), and we do not make it.
• This program is a marketing courtesy, not a contract for services, and it creates no obligation for United Developers to perform work for anyone.

11. Changes, ending the program, and disputes

United Developers may change, suspend, or end this program at any time, and may change the payment amount or these rules. Changes apply going forward only: a referral that already met every condition in Section 2 before the change will be honored under the rules in effect when it was submitted. The version and effective date at the top of this page control. These rules are governed by the laws of the State of Maryland.

12. Contact

Questions about a referral, or think you're owed a payment? Contact us and we'll check our records.

United Developers (UD Roofing) · (240) 880-2108 · office@udroofing.com
4915 St Elmo Ave Ste 403, Bethesda, MD 20814 · 2000 Duke St Ste 300, Alexandria, VA 22314
MHIC #111971 · VA Class A #2705183185 · Licensed & bonded in Maryland and Virginia

← Back to the referral program