Storm, hail and wind damage roof replacement in Maryland. we handle the hard part.
Hail and wind specialists across Maryland. We document the damage, meet your adjuster on site, and guide you through the whole claims process — your deductible is typically your out-of-pocket cost on an approved claim.
The inspection and report are free either way — and you keep the photo report either way.
Here's exactly what you get — and what it would cost anywhere else
- ✅ 20-point roof & exterior inspection
$400FREE - ✅ Full photo damage report — yours to keep
$150FREE - ✅ Storm & insurance-claim assessment
$200FREE - ✅ A straight verdict — if your roof is fine, we tell you it's fine
Worst case: free professional proof your roof is healthy. Best case: we document damage while it's still claimable — 532 NOAA-verified wind & hail events have hit DMV counties this season, and claims have deadlines.
★★★★★ 4.9 · 139 Google reviews · GAF Certified · MHIC #111971
Free storm damage inspection
30 seconds. A real person confirms within one business hour (8am–7pm).
Free 24-hour storm inspection + full photo report — free. You keep the report either way, at no cost.
Book My Free Inspection →What ignoring storm damage actually costs you
Storm damage doesn't announce itself — and the clock on your claim starts the day the storm passes, not the day you notice the leak.
Your filing window is closing
Most homeowner policies require prompt notice, and many carriers hold storm claims to a filing window of roughly one year from the storm date. Miss it, and a covered roof becomes your bill.
Missed window: the whole replacement, out of pocketHail damage hides for a year
Hail bruises the shingle mat without tearing it. The roof looks fine from the driveway, then leaks 12–24 months later — when the carrier can call it "wear and tear" and deny it.
Undocumented damage: claim deniedThe next storm finishes the job
Wind-creased shingles have broken seals. The next 40-mph gust peels them off in sheets — and now it's emergency tarping, wet insulation, and ceiling repair. Emergency? Get same-day tarping →
Emergency tarp + interior damage: $2,000–$8,000Bad documentation sinks good claims
Storm-chaser "free inspections" with no photo record, no dated report, and no adjuster meeting are how legitimate claims get denied — then the crew is gone.
Denied claim + botched patch: you pay twiceTypical ranges and policy terms vary — your policy controls. The free inspection gives you a dated, carrier-ready photo record either way.
From inspection to a finished roof — without the guesswork
A storm claim is a paperwork race with a filing deadline. Here's the exact order we run it in — and where you are in it at every step.
Free storm inspection, typically within 24 hours
A specialist documents hail bruising, wind creasing, and soft-metal dents with a dated, carrier-ready photo report you keep — whether you file or not. Not sure a storm even crossed your street? Check the storm tracker first.
Day 1 · FreeYou file — with evidence in hand
You call your carrier and open the claim; the dated report means you're filing with documentation instead of a hunch. The claim is yours, and we never promise approval — that's the carrier's decision.
Your call, our prepWe meet your adjuster on the roof
Our specialist walks every slope with the adjuster so legitimate storm damage gets seen, not skimmed — and code-required items adjusters commonly miss (ice-and-water shield, drip edge, ventilation) get documented and submitted as supplements so the scope matches what your roof actually needs.
Adjuster dayApproved & installed — usually in one day
GAF Certified crews install the full code system — GAF Timberline HDZ standard, synthetic underlayment, ice-and-water shield, new flashing — with the same magnet sweep and cleanup as any retail job.
Install dayWalkthrough, paperwork & warranty
Final walkthrough against dated completion photos, carrier paperwork closed out, and your lifetime material + 2-year workmanship coverage registered in writing. On an approved claim, your deductible is typically your only out-of-pocket cost — and we never pay, waive, or rebate it.
Closed outDocumented, approved, rebuilt
Actual United Developers storm projects across Maryland — not stock photos.
Hail, wind, or just age — they read differently on a roof
Carriers cover sudden storm damage, not wear. The distinction decides your claim — and it's exactly what the dated photo report pins down.
| Hail damage | Wind damage | Age & wear | |
|---|---|---|---|
| What it looks like | Soft, dark bruises in the shingle mat; dents in gutters, downspouts, and vents | Creased, lifted, or missing tabs with broken seal strips | Uniform granule loss, curling edges, brittle corners |
| Where it shows first | Scattered across whole slopes, worst on the storm-facing side | Concentrated on one or two wind-exposed slopes, ridges, and rakes | Everywhere at once, evenly |
| Insurance outlook | Commonly covered when documented promptly — your policy controls | Commonly covered when documented promptly — your policy controls | Not covered — this is maintenance, and we'll say so |
| The right move | Dated inspection now, file while the claim window is open | Same — plus re-seal or replace lifted tabs before the next gust finishes the slope | An honest replacement quote, with $0-down financing from 12 to 180 months |
Most roofs show a mix — which is why the free inspection photographs everything and labels each finding, so you and your carrier are looking at the same evidence.
Straight, honest, and compliant
We're your contractor, not a public adjuster. That means we provide the documentation your insurance company needs, document the damage thoroughly, meet your adjuster on site, and guide you through the whole claims process. The claim is yours — we never negotiate it for you, and by law in Maryland we can never pay, waive, or rebate your deductible. What we can promise: an honest inspection, a factual photo report, and a roof done right. On an approved storm claim, your deductible is typically your out-of-pocket cost.
A dated photo report is the difference between approved and denied
Carriers approve what's documented, when it's documented. An inspection within days of the storm — hail bruising, wind creasing, soft-metal dents, all time-stamped — is evidence. The same damage "discovered" 18 months later is an argument. That's why the storm inspection is free: it's a $400 service, you pay nothing, and the carrier-ready report is yours whether you file or not.
Book My Free Inspection →Who you want standing next to your adjuster
Storm chasers leave town when the season ends. We've been at the same Bethesda address doing storm damage repair across Montgomery County since 2005 — and we'll still be here when your warranty question comes up in year six.
Straight answers
Does my insurance cover storm roof damage?
Often yes for hail and wind. The free inspection documents it, and we provide the documentation and written estimate your insurer needs, and meet your adjuster on site. We can never promise approval — that's the carrier's decision.
How much will I pay out of pocket?
On an approved storm claim, your deductible is typically your out-of-pocket cost. We never pay, waive, or rebate a deductible — that's illegal in Maryland.
How fast can you inspect my roof?
Within 24 hours across Maryland, with a photo report you keep either way. No obligation.
How long do I have to file a storm claim?
Your policy controls, but most carriers require prompt notice and many hold storm claims to roughly a one-year filing window from the storm date. The safest move is a documented inspection now — the dated report preserves your options even if you decide to file later.
What does hail and wind damage actually look like?
Hail leaves soft, dark bruises in the shingle mat and dents in gutters, downspouts, and vents. Wind leaves creased or lifted tabs with broken seal strips, often on one or two slopes. Most of it is invisible from the ground — which is exactly why drive-by self-checks miss it.
Should I call my insurance company or a roofer first?
Get the roof documented first. Filing before anyone has been on the roof means your carrier's first record of the damage is a guess — and a denied claim is hard to reopen. A dated inspection report, or even the two-minute online free roof check as a starting point, means you open the claim with evidence. We never promise approval; we make sure the damage that exists gets seen.
Do you handle storm damage repair near me in Montgomery County?
Yes — Bethesda, Rockville, Silver Spring, Gaithersburg, Potomac, and across Montgomery County, with local crews rather than out-of-state storm teams. See storm damage repair in Bethesda for how a typical claim runs in your area.
My deductible is steep — what are my options?
By law we can never pay, waive, or rebate a deductible in Maryland — anyone who offers to is describing insurance fraud. What we can do is spread your out-of-pocket cost with $0-down financing from 12 to 180 months on approved credit, so a $1,500–$2,500 deductible doesn't delay a covered roof.
Think the last storm hit your roof?
Free inspection, typically within 24 hours with a photo report you keep — anywhere in Maryland.
Storm damage right now? Calls answered 24/7 hotline: (240) 880-2108
Areas we serve
Local crews across Montgomery County and the rest of Maryland.
Popular searches
Free storm damage inspection Did a storm hit my street? Hail damage signs on shingles Roof insurance claim guide (Maryland) Claim denied? Your options Emergency roof tarping
Financing Disclosures
Representative example: $15,000 financed at 9.99% APR for 120 months = approximately $198/month. Total of payments approximately $23,760. Your actual rate, term, and payment depend on the lender, your credit, and the amount financed.
All financing is provided by independent third-party lenders on approved credit. United Developers is a home improvement contractor, not a lender, broker, or financial advisor, and does not make credit decisions or set rates. Rates, terms (12–180 months), and $0-down availability vary by lender and applicant and are subject to change. Not all applicants will qualify. Full financing disclosures →
Straight answers on storm claims
- Does Homeowners Insurance Cover Wind Damage to a Roof?
- How Long Does a Roof Insurance Claim Take?
- What Should You Do If Your Roof Insurance Claim Is Denied?
- Can You File a Roof Insurance Claim While Selling Your House?
- How Much Wind Damage Does It Take to Replace a Roof?
- How Much Hail Damage Does It Take to Replace a Roof?
- How Can You Tell If Your Roof Has Hail Damage?
- How Do You Spot a Roofing Scam After a Storm?
- Do I Need a Lawyer for a Roof Insurance Claim?
- Every straight answer we publish