Hail and wind specialists across Maryland. We document the damage, meet your adjuster on site, and guide you through the whole claims process — your deductible is typically your out-of-pocket cost on an approved claim.
The inspection and report are free either way — and you keep the photo report either way.
Worst case: free professional proof your roof is healthy. Best case: we document damage while it's still claimable — 532 NOAA-verified wind & hail events have hit DMV counties this season, and claims have deadlines.
★★★★★ 4.9 · 139 Google reviews · GAF Factory-Certified · MHIC #111971
30 seconds. A real person confirms within one business hour (8am–7pm).
Free 24-hour storm inspection + full photo report — free. You keep the report either way, at no cost.
Book My Free Inspection →Storm damage doesn't announce itself — and the clock on your claim starts the day the storm passes, not the day you notice the leak.
Most homeowner policies require prompt notice, and many carriers hold storm claims to a filing window of roughly one year from the storm date. Miss it, and a covered roof becomes your bill.
Missed window: $9,000–$18,000 out of pocketHail bruises the shingle mat without tearing it. The roof looks fine from the driveway, then leaks 12–24 months later — when the carrier can call it "wear and tear" and deny it.
Undocumented damage: claim deniedWind-creased shingles have broken seals. The next 40-mph gust peels them off in sheets — and now it's emergency tarping, wet insulation, and ceiling repair. Emergency? Get same-day tarping →
Emergency tarp + interior damage: $2,000–$8,000Storm-chaser "free inspections" with no photo record, no dated report, and no adjuster meeting are how legitimate claims get denied — then the crew is gone.
Denied claim + botched patch: you pay twiceTypical ranges and policy terms vary — your policy controls. The free inspection gives you a dated, carrier-ready photo record either way.
A storm claim is a paperwork race with a filing deadline. Here's the exact order we run it in — and where you are in it at every step.
A specialist documents hail bruising, wind creasing, and soft-metal dents with a dated, carrier-ready photo report you keep — whether you file or not. Not sure a storm even crossed your street? Check the storm tracker first.
Day 1 · FreeYou call your carrier and open the claim; the dated report means you're filing with documentation instead of a hunch. The claim is yours, and we never promise approval — that's the carrier's decision.
Your call, our prepOur specialist walks every slope with the adjuster so legitimate storm damage gets seen, not skimmed — and code-required items adjusters commonly miss (ice-and-water shield, drip edge, ventilation) get documented and submitted as supplements so the scope matches what your roof actually needs.
Adjuster dayGAF Factory-Certified crews install the full code system — GAF Timberline HDZ standard, synthetic underlayment, ice-and-water shield, new flashing — with the same magnet sweep and cleanup as any retail job.
Install dayFinal walkthrough against dated completion photos, carrier paperwork closed out, and your lifetime material + 2-year workmanship coverage registered in writing. On an approved claim, your deductible is typically your only out-of-pocket cost — and we never pay, waive, or rebate it.
Closed outActual United Developers storm projects across Maryland — not stock photos.
Carriers cover sudden storm damage, not wear. The distinction decides your claim — and it's exactly what the dated photo report pins down.
| Hail damage | Wind damage | Age & wear | |
|---|---|---|---|
| What it looks like | Soft, dark bruises in the shingle mat; dents in gutters, downspouts, and vents | Creased, lifted, or missing tabs with broken seal strips | Uniform granule loss, curling edges, brittle corners |
| Where it shows first | Scattered across whole slopes, worst on the storm-facing side | Concentrated on one or two wind-exposed slopes, ridges, and rakes | Everywhere at once, evenly |
| Insurance outlook | Commonly covered when documented promptly — your policy controls | Commonly covered when documented promptly — your policy controls | Not covered — this is maintenance, and we'll say so |
| The right move | Dated inspection now, file while the claim window is open | Same — plus re-seal or replace lifted tabs before the next gust finishes the slope | An honest replacement quote, with $0-down financing from 12 to 180 months |
Most roofs show a mix — which is why the free inspection photographs everything and labels each finding, so you and your carrier are looking at the same evidence.
We're your contractor, not a public adjuster. That means we provide the documentation your insurance company needs, document the damage thoroughly, meet your adjuster on site, and guide you through the whole claims process. The claim is yours — we never negotiate it for you, and by law in Maryland we can never pay, waive, or rebate your deductible. What we can promise: an honest inspection, a factual photo report, and a roof done right. On an approved storm claim, your deductible is typically your out-of-pocket cost.
Carriers approve what's documented, when it's documented. An inspection within days of the storm — hail bruising, wind creasing, soft-metal dents, all time-stamped — is evidence. The same damage "discovered" 18 months later is an argument. That's why the storm inspection is free: it's a $400 service, you pay nothing, and the carrier-ready report is yours whether you file or not.
Book My Free Inspection →Storm chasers leave town when the season ends. We've been at the same Bethesda address doing storm damage repair across Montgomery County since 2005 — and we'll still be here when your warranty question comes up in year six.
Often yes for hail and wind. The free inspection documents it, and we provide the documentation and written estimate your insurer needs, and meet your adjuster on site. We can never promise approval — that's the carrier's decision.
On an approved storm claim, your deductible is typically your out-of-pocket cost. We never pay, waive, or rebate a deductible — that's illegal in Maryland.
Within 24 hours across Maryland, with a photo report you keep either way. No obligation.
Your policy controls, but most carriers require prompt notice and many hold storm claims to roughly a one-year filing window from the storm date. The safest move is a documented inspection now — the dated report preserves your options even if you decide to file later.
Hail leaves soft, dark bruises in the shingle mat and dents in gutters, downspouts, and vents. Wind leaves creased or lifted tabs with broken seal strips, often on one or two slopes. Most of it is invisible from the ground — which is exactly why drive-by self-checks miss it.
Get the roof documented first. Filing before anyone has been on the roof means your carrier's first record of the damage is a guess — and a denied claim is hard to reopen. A dated inspection report, or even the two-minute online free roof check as a starting point, means you open the claim with evidence. We never promise approval; we make sure the damage that exists gets seen.
Yes — Bethesda, Rockville, Silver Spring, Gaithersburg, Potomac, and across Montgomery County, with local crews rather than out-of-state storm teams. See storm damage repair in Bethesda for how a typical claim runs in your area.
By law we can never pay, waive, or rebate a deductible in Maryland — anyone who offers to is describing insurance fraud. What we can do is spread your out-of-pocket cost with $0-down financing from 12 to 180 months on approved credit, so a $1,500–$2,500 deductible doesn't delay a covered roof.
Free inspection, typically within 24 hours with a photo report you keep — anywhere in Maryland.
Storm damage right now? Calls answered 24/7 hotline: (240) 880-2108
Local crews across Montgomery County and the rest of Maryland.
Free storm damage inspection Did a storm hit my street? Hail damage signs on shingles Roof insurance claim guide (Maryland) Claim denied? Your options Emergency roof tarping